Choosing a car for a family in Saudi Arabia is not just a decision to buy a new car; it is a decision connected to the family’s comfort, school and work trips, weekend outings, and, most importantly, the ability to commit to a monthly installment that suits the budget.
You may need an economical car for your daily trips, an SUV that offers more space and comfortable ground clearance, or even a seven-seater that accommodates the whole family. But the question probably on your mind is: Can I buy a suitable car for my family with a monthly installment of less than SAR 1,500?
At Carsvid, we have gathered 10 options worth comparing, including the Toyota Corolla, Hyundai Elantra, Hyundai Accent, Nissan Sunny, and MG 5, along with SUVs such as the Geely Coolray, Hyundai Creta, Chery Jaecoo J7, and Toyota Raize. If your family needs more space, you will also find the seven-seat Mitsubishi Xpander.
These cars range from economical options suitable for daily use to more spacious family cars, with financing plans available for up to 60 months, depending on the car and the financing provider’s terms. The actual installment varies according to the car price, down payment, final payment, financing period, and approval terms.
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List of the 10 Best Family Cars with Installments Under SAR 1,500
We based our selection of these best family cars on five factors: an installment under SAR 1,500, family space, parts and maintenance availability, and resale value:
Toyota Corolla
The Toyota Corolla is available with a 1.5-liter engine at a price of SAR 57,500 for the 2022 model, with a monthly installment of SAR 1,102. It suits a small family looking for a practical car that can be bought today and sold years later without worry. Its cabin offers a good balance of space and comfort, while spare parts and maintenance are available in every city. When comparing the 2022 Corolla with the 2025 Corolla, you will find that the three-year model difference equals SAR 17,500 in price and only around SAR 336 in the monthly installment. Therefore, you should calculate the monthly difference before deciding that the older model is more economical.
Features
- Five-seat cabin with suitable space for a small family
- Automatic transmission and comfortable driving for daily trips
- Wide dealer network and extensive spare-parts availability in major cities
- Historically stable resale value
- Dealer warranty for new models
Monthly Toyota Corolla Installment
The monthly installment for a Toyota Corolla starts at approximately SAR 1,102 and may vary according to the model year, trim, and financing terms of the financing provider..
Toyota Corolla Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Hyundai Elantra
The Hyundai Elantra comes at a price of SAR 52,000 for the Fleet 2023 trim, with a monthly installment of approximately SAR 997 |. It is also available with two engine options: 1.5-liter or 2.0-liter. It is a suitable choice for anyone looking for a sedan that is more spacious than an economy car and offers better equipment. Its cabin comfortably accommodates rear passengers and child seats, and it is available in several trims that provide budget flexibility. The 2023 Elantra is available from SAR 52,000 to SAR 55,500 for the Fleet trim, compared with SAR 64,000 for the Smart trim of the same year—a difference of approximately SAR 230 in the monthly installment due to the actual difference in equipment.
Features
- Spacious cabin suitable for families and child seats
- Several trims (Fleet, GL, and Smart) to suit different budgets
- Modern design and good equipment for the price
- Comfortable automatic transmission in traffic
- Models from 2022 to 2025
Monthly Hyundai Elantra Installment
The monthly installment for a Hyundai Elantra starts at approximately SAR 997 and may vary according to the model year, trim, and financing terms of the financing provider.
Hyundai Elantra Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Geely Coolray
The Geely Coolray is available at SAR 54,000 for the 2023 GC Comfort model, with a monthly installment of SAR 1,035. It is equipped with a 1.5-liter turbo engine and suits a small family looking for an SUV with a higher seating position than a sedan and the lowest possible installment. It is the SUV with the lowest installment on our list. Our 2023 Coolray is available at SAR 54,000, while the 2025 GC Comfort Coolray is listed at SAR 64,400. The SAR 10,400 price difference appears in the monthly installment as only around SAR 38 (SAR 1,035 versus SAR 1,073), due to differences in financing terms between providers.
Features
- 1.5-liter turbo engine
- Compact SUV body with good ground clearance
- Several trims (GC and GF) and models from 2023 to 2025
- Modern equipment depending on the trim
- Installment under SAR 1,100 for several listings
Monthly Geely Coolray Installment
The monthly installment for a Geely Coolray starts at approximately SAR 1,053 and may vary according to the model year, trim, and financing terms of the financing provider.
Geely Coolray Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Mitsubishi Xpander
The Mitsubishi Xpander is available at SAR 82,800 (full-option 2026) with a monthly installment of SAR 1,380. The Xpander is the only car on this list available with seven seats within the SAR 1,500 limit. It comes with a 1.5-liter engine and suits a large family of more than five people, or anyone who regularly hosts relatives and wants everyone to fit in one car. The full-option 2026 Xpander is available from Carsvid in several colors and with the same price, installment, and flexible financing options.
Features
- Seven seats with an installment under SAR 1,500
- 1.5-liter engine
- Practical cabin with a family-friendly layout
- Good ground clearance for less-than-perfect roads
- New 2026 model with dealer warranty
Monthly Mitsubishi Xpander Installment
The monthly installment for a Mitsubishi Xpander starts at approximately SAR 1,380 and may vary according to the model year, trim, and financing terms of the financing provider.
Mitsubishi Xpander Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Hyundai Creta
The Hyundai Creta is available as a compact crossover at SAR 60,000 for the 2023 Comfort trim, with a monthly installment of SAR 1,150. It comes with a 1.5-liter engine and suits those who prefer the Hyundai brand and an SUV body with a moderate installment. Its height is comfortable on roads with many speed bumps and at parking entrances, while its cabin is sufficient for a family of four to five.
Features
- Compact crossover body
- Good ground clearance
- Several trims (Comfort and Creta Grand)
- Modern equipment depending on the trim
- Installment under SAR 1,200
Monthly Hyundai Creta Installment
The monthly installment for a Hyundai Creta starts at approximately SAR 1,150 and may vary according to the model year, trim, and financing terms of the financing provider.
Hyundai Creta Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Chery Jaecoo J7
Our Jaecoo J7 is available with an installment at a price of SAR 69,575 for the 2027 model, with a monthly installment of SAR 1,160 and a 1.6-liter engine producing 212 horsepower. The Jaecoo J7 suits anyone looking for a completely new model with a modern design and an installment not exceeding SAR 1,200. It offers a 2027 SUV instead of searching for a used car with the same budget. The J7 is available from us in several colors and trims with flexible financing options.
Features
- New 2027 model
- SUV body with a modern design
- Dealer warranty for new cars
- Modern equipment depending on the trim
- Installment under SAR 1,200
Monthly Jaecoo J7 Installment
The monthly installment for a Jaecoo J7 starts at approximately SAR 1,160 and may vary according to the model year, trim, and financing terms of the financing provider.
Chery Jaecoo J7 Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Nissan Sunny
The Nissan Sunny is an economical sedan with a 1.5-liter engine, available from Carsvid at SAR 51,750 for the 2026 Classic trim, with a monthly installment of SAR 863. Its best feature is its 2026 model year and installment of no more than SAR 900, making it suitable for a small family or anyone looking for a second car for daily trips without a major monthly commitment.
Features
- New 2026 car with dealer warranty
- Installment under SAR 900
- Five-seat cabin
- Familiar maintenance and widely available spare parts
Monthly Nissan Sunny Installment
The monthly installment for a Nissan Sunny starts at approximately SAR 863 and may vary according to the model year, trim, and financing terms of the financing provider.
Nissan Sunny Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
MG 5
The MG 5 is available as a modern sedan with a 1.5-liter engine from Carsvid at SAR 52,095 for the 2026 STD model, with an installment starting at SAR 868. The MG 5 offers a modern design in a 2026 model with an installment under SAR 900, making it suitable for anyone who wants a new sedan with a modern appearance without increasing their monthly budget. The 2026 MG 5 is available in several colors and trims with nearly identical installments, along with flexible financing options from several banks.
Features
- New 2026 model with dealer warranty
- Modern design
- Installment under SAR 900
- Five-seat cabin
Monthly MG 5 Installment
The monthly installment for an MG 5 starts at approximately SAR 868 and may vary according to the model year, trim, and financing terms of the financing provider.
MG 5 Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Toyota Raize
The Toyota Raize SUV is available at SAR 47,000 for the 2024 G model, with a monthly installment of SAR 901. It seats five passengers and comes with a 1.2-liter engine, making it suitable for small families and city driving, as it is easy to park and maneuver through traffic. Our Raize is available from Carsvid at SAR 47,000 for the 2024 model and at SAR 76,475 for the 2026 Limited trim, with an installment of SAR 1,275. This difference is due to the older model year, as the price decreases as the model gets older.
Features
- Toyota brand with an installment under SAR 1,000
- Small SUV body that is easy to park
- Two available trims: G and Limited
- Models from 2024 to 2026
- Installment under SAR 1,300 even for the top trim
Monthly Toyota Raize Installment
The monthly installment for a Geely Coolray starts at approximately SAR 900 and may vary according to the model year, trim, and financing terms of the financing provider.
Toyota Raize Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
Hyundai Accent
The Hyundai Accent is available at SAR 36,500 for the 2023 Fleet model, with a monthly installment of SAR 700. The car has five seats and a 1.5-liter engine. The Accent has the lowest installment on the list and suits a small family or anyone looking for the lowest possible monthly commitment. It is a small sedan that reduces fuel and maintenance costs. Carsvid offers it in three price categories: SAR 36,500 for the 2023 model, SAR 46,500 for the 2025 model, and SAR 51,500 for the 2025 model with an installment of SAR 987. This variety is due to its high demand as a first or family car.
Features
- Lowest installment on the list (SAR 700)
- Small sedan that is easy to drive and park
- Widely available spare parts and affordable maintenance
- 2023 and 2025 models at several price levels
Monthly Hyundai Accent Installment
The monthly installment for a Hyundai Accent starts at approximately SAR 700 and may vary according to the model year, trim, and financing terms of the financing provider.
Hyundai Accent Cars for Sale in Saudi Arabia
Note: These prices were listed at the time of writing and may change from time to time. For the exact price, please follow price updates in the car listings on Carsvid.
How to Calculate the Monthly Installment
The monthly installment results from the car price, financing period, profit rate, and the down payment and final payment—not from the price alone. The main factors that determine the average monthly installment are as follows:
- Car price: The higher the price, the higher the installment, although the monthly difference is less than many people expect. For example, the 2022 Corolla XLI costs SAR 57,500 with an installment of SAR 1,102, while the 2025 Corolla XLI costs SAR 75,000 with an installment of SAR 1,438. The price difference is SAR 17,500, while the installment difference is approximately SAR 336 per month.
- Down payment and final payment: Both reduce the monthly installment. However, the final payment postpones part of the amount; it does not eliminate it.
- Financing period: The Carsvid calculator allows you to choose a period from one to five years. A longer period lowers the installment but increases the total amount you pay.
Illustrative example: A car priced at SAR 60,000 with an installment of SAR 1,150 for 60 months means paying SAR 69,000 in total—approximately SAR 9,000 above its price. This shows that a low installment with a large final payment may mean bearing a substantial amount at the end of the term. Therefore, calculate the total cost before comparing installments. You can try the financing calculator with different periods and payments to choose what suits you best.
Criteria for Choosing an Economical Family Car
While searching for a family car with a limited installment, we relied on six criteria and connected them to usage conditions in Saudi Arabia:
- Space and child seats: Ease of installing a child seat and trunk capacity for family trips. A seven-seat car here is considered suitable for a family of five or more.
- Fuel consumption: Daily trips and long distances between cities increase the impact of fuel consumption on your budget.
- Spare parts and maintenance: Parts availability and repair speed are more important than the price of the part itself.
- Safety: Airbags, an anti-lock braking system, and a reversing camera.
- Warranty and after-sales service: New cars come with a dealer warranty. Carsvid also provides a free one-year warranty covering the engine, gearbox, air conditioner, brake system, and steering box, according to its financing page.
- Resale: A lower installment does not mean a lower cost if you lose a significant portion of the car’s value when selling it.
- Summer heat: Car air conditioners in Saudi Arabia operate for long months under almost constant load. Therefore, we give the air conditioner’s power and condition greater weight than many other criteria, particularly in used cars.
Financial Categories Table for the Best Family Cars with Installments Under 1,500
| Category | Recommended Car | How We Selected It |
|---|---|---|
| Lowest installment | Hyundai Accent | Lowest installment: SAR 700 |
| Best for a small family | Toyota Corolla | Balance between space, reputation, and ease of resale |
| Best for a large family (7 passengers) | Mitsubishi Xpander | 7 seats with an installment of SAR 1,380 |
| Best economical SUV | Geely Coolray | Lowest installment for an SUV among the options: SAR 1,035 |
| Best in terms of resale | Toyota Corolla | Quick Corolla sales and stable value |
Which Car Should You Choose Based on Your Situation?
For a small family (a couple and one or two children)
Corolla, Elantra, or Coolray. Choose the Corolla if resale is a priority, the Coolray if you want an SUV with the lowest installment, and the Elantra if you want a more spacious cabin.
For a large family (5 or more people)
The Xpander is the only seven-seater option on this list. If the family has five members, however, the Elantra and Creta are more spacious than the Sunny and Accent.
For those who travel long distances between cities
Choose a car with a more spacious cabin and a more powerful engine, such as the Coolray with its turbo engine or the Elantra.
For those looking for the lowest maintenance cost
Toyota and Hyundai are generally easier when it comes to spare-parts availability due to their extensive dealer networks.
For government or private-sector employees
Financing terms vary between providers, and some may offer easier terms for government employees.
Frequently Asked Questions
What is the lowest installment for a family car in Saudi Arabia?
The lowest installment for a family car is SAR 700 per month for a 2023 Hyundai Accent. If you want more family space, the Corolla with an installment of SAR 1,102 and the Elantra with an installment of SAR 997 are two more spacious options.
Can I buy a family car without a down payment?
Yes, some financing options allow this depending on the bank’s and financing provider’s terms. However, the absence of a down payment increases the installment and the total amount you repay.
What salary is required for an installment of SAR 1,500?
It depends on the deduction ratio set by the financing provider. If the ratio is 33%, for example, a salary of approximately SAR 4,550 would be required. This is only a calculation example; the actual ratio is determined by the provider after reviewing your obligations.
What is the difference between the final payment and the monthly installment?
The monthly installment is a recurring amount paid throughout the term, while the final payment is a single amount paid at the end of the financing period. The larger the final payment, the smaller the monthly installment, but you will have to pay a substantial amount at the end.
Is it better to buy a new or used car through installments?
New cars come with a dealer warranty, while used cars are cheaper. Carsvid offers some new 2026 models with installments close to those of used 2023 models.
What is the best seven-seater car with an economical installment?
The Xpander is the best seven-seater car, with an installment of SAR 1,380 for the 2026 model. It is the only seven-seater available with an installment under SAR 1,500 in our review.
Does an existing obligation, such as a loan or card, affect approval?
Yes. Financing providers calculate your current obligations as part of the permitted deduction ratio. Each obligation reduces the amount you can finance, and settling an old obligation before applying may improve your chances.
In Summary
In our opinion, the best-value option is the Toyota Corolla for those who want to combine family space, reliability, and resale value. For a large family, the Xpander is the choice, while the Accent offers the lowest installment. We reached these recommendations by comparing actual installments with space, maintenance, resale value, and parts availability, as well as the flexibility of financing periods of up to five years. Before deciding, try our financing calculator, browse the new cars available with videos, and always remember that prices and installments change according to the dealer, financing provider, and credit history.
